Daniel’s consulting business had also been struggling.
He had always described it as temporary.
A few clients paying late.
One contract canceled.
Nothing serious.
I didn’t realize he had taken out two business loans.
I didn’t know he owed back taxes.
I didn’t know he had personally guaranteed nearly $190,000.
And I certainly didn’t know that three months before my surgery, he had asked a financial adviser how quickly assets could be accessed if a spouse became incapacitated.
Monica found that through discovery later.
At the beginning, we only saw small pieces.
My investment account had been created from my mother’s estate.
Separate property.
I used the income occasionally.
Daniel knew about it.
He also knew my will left most of it to my sister’s two children if I died without children of my own.
Daniel received other assets.
The house.
A life insurance benefit.